Has Anyone Here Had Hip Replacement on Medicare?
Question by knowitall: Has anyone here had Hip Replacement on Medicare?
I need both hips replaced – have had both shoulders done while on company insurance. I need to know if I can afford to have it. How much out of pocket for this, or does it cover all except the deductible?
Medicare is my provider – Parts A & B. I had an advantage plan last year but it was the cheapest I could find and went up10 $ 174 a month, plus the $ 98 already was just out of my budget! I just have not used it and wondered what to expect after the $ 1068 deductible.
Best answer:
Answer by yahoooo!
Best thing is to ask your carrier and ask your primary provider for an estimate costs. He might not give you an exact amount because he don’t know what’s you needs are going to be or who the doctor/surgeon will perform the surgery. Every doctors charges differently and don’t forget the anaesthesiologists, that’s kind of expensive too.
Answer by Kraftee
IMHO if you’re going to get both hips replaced it would be worth it for you to buy supplemental insurance. For example, there will probably be the 20% copay. for outpatient PT, durable med. equipment, doctor visits, etc. And don’t forget about the possibility that you will need blood, either your own or donor blood. There are lots of costs besides just the hospital stay. And don’t forget Rx drug coverage or the possibility that you may need to go to a rehab center for a period of time (most patients don’t do this but it’s always a possibility, especially if you have both hips done at the same time).
I am on medicare and have enrolled in a Part D Rx plan and a Medicare Cost plan which covers absolutely everything. My monthly total is the Part B cost + $ 17 for Part D + $ 91 for the Cost Plan. So for $ 108/month + Part B (is it $ 98?), a total of about $ 206/ month, I’m covered.
The billed cost of my hospital stays 7 years ago was around $ 18,000 each. I figure there was another $ 5-7,000 for each surgery in surgeon fees, physical therapy, home health care. In addition I had to have one post-op radiation treatment (to prevent heterotopic ossification in one of my hips) which probably cost a grand or two. Plus, of course, an ambulance ride to the radiation center. There’s all sorts of costs that you could get hit with.
The cost to me for each of my hip replacements was $ 100 each time to cover a private room for 4 days, a co-pay for drugs, and the crutches that I purchased for about $ 65 which I used for both surgeries. That was about it. Everything else was paid for out of my insurance.
Screenings credited for sharp drop in colon cancer rates
If he had a colonoscopy at 50, which the American Cancer Society recommends, Jacobson said the treatment and consequences might not have been so intensive and extensive. “I tell everybody over 50 that you're a dumb s— if you don't get one,” said …
Read more on Billings Gazette
Mountainside Reminds Patients about Deducting Addiction: Writing Off Medical …
According to the IRS, deductible drug and alcohol addiction treatment expenses include: the costs of diagnosis; inpatient treatment at a therapeutic center for drug or alcohol addiction, including meals and lodging costs; payments for legal medical …
Read more on Virtual-Strategy Magazine (press release)
Appeal of suit based on professors treatment at BYU
The family has said the suit is less about Ralph and Muriel Siebach and more about the treatment of their son James Siebach, the auditing process, his dismissal as administrator of the RSA, and the harm brought to the family reputation, which moved …
Read more on Daily Herald
How do Deductibles and Coinsurance work? What is the difference? — EVCO… Insurance Made Simple. Check out the videos below! Tips to Saving Money on Health Care: http://tinyurl.com/leufmxu Online Life Insurance Quote: http:…
Related Drug Rehab Deductible Information…